Filing Your Taxes Online is Fast, Easy and Secure.
Start now and receive your tax refund in as little as 7 days.

1. Get Answers

Your online questions are customized to your unique tax situation.

2. Maximize your Refund

Find tax credits for everything from school tuition to buying a hybri

3. E-File for FREE

E-file free with direct deposit to get your refund in as few as 7 days.

Filing your taxes with paper mail can be difficult and it could take weeks for your refund to arrive. IRS e-file is easy, fast and secure. There is no paperwork going to the IRS so tax refunds can be processed in as little as 7 days with direct deposit. As you prepare your taxes online, you can see your tax refund in real time.

FREE audit support and representation from an enrolled agent – NEW and only from H&R Block

How To File Back Taxes For Free

Turbotax 2011 TaxesIncome Tax PreparationsMyfreetaxes Com Tucson1040x FormsIrs 1040 EzHow To File A Tax Extension 2011Free Amended Tax Return OnlineInternal Revenue Service Form 1040ezFree Tax Filing Back Taxes1040 Schedule A Tax Form1040 IrsFiling 2010 Taxes Online FreeIrs FormsHow To Amend Your Taxes2009 Free Tax Software1040 Tax Forms PrintableIrstaxH&r Block Free State FilingCan You E File An Amended ReturnFile 1040Pa Tax Forms 2011How To Do State Taxes For FreeClues Fill 1040x FormFile State And Federal Taxes For FreeFile A 1040x Online For Free1040 SIrs Ez Form 2011E File State Taxes FreeStudent Tax FormsH&r Block Military Free FileIrs1040xTurbotax 2012How Can I Amend My TaxesFederal Tax Forms2012 Federal Tax FormsHow To File A 2012 Tax Return1040 Ez Instructions 20131040 Ez 20111040nrHow To Revise Tax Return

How To File Back Taxes For Free

How to file back taxes for free Index A Alien Resident, Resident alien. How to file back taxes for free American Institute in Taiwan, U. How to file back taxes for free S. How to file back taxes for free employees of, American Institute in Taiwan. How to file back taxes for free American Samoa, possession exclusion, American Samoa, Guam, and the Commonwealth of the Northern Mariana Islands Apprentices, treaty benefits for, Common Benefits Assistance (see Tax help) B Binational social security agreements, Bilateral Social Security (Totalization) Agreements Blocked income, Blocked Income Bona fide residence test Defined, Bona Fide Residence Test First year, Bona fide resident for part of a year. How to file back taxes for free Last year, Bona fide resident for part of a year. How to file back taxes for free Meeting the requirements, Publication 54 - Additional Material Qualifying for, Bona fide residence. How to file back taxes for free , Reassignment. How to file back taxes for free Treaty provisions, Special agreements and treaties. How to file back taxes for free Voting by absentee ballot, Effect of voting by absentee ballot. How to file back taxes for free Waiver of time requirements, Waiver of Time Requirements, U. How to file back taxes for free S. How to file back taxes for free Travel Restrictions C Camps, foreign, Foreign camps. How to file back taxes for free Carryover of housing deduction, Carryover. How to file back taxes for free Change of address, Reminders Choosing the exclusion, Choosing the Exclusion, When You Can Choose the Exclusion Clergy, self-employment tax on, Members of the Clergy Community income, Community income. How to file back taxes for free Competent authority assistance, Competent Authority Assistance Contributions To foreign charitable organizations, Contributions to Foreign Charitable Organizations To IRAs, Contributions to Individual Retirement Arrangements Conventions, income tax, Purpose of Tax Treaties Credit Earned income, Earned income credit. How to file back taxes for free , Earned income credit. How to file back taxes for free Foreign tax, Foreign tax credit. How to file back taxes for free , Taxes of Foreign Countries and U. How to file back taxes for free S. How to file back taxes for free Possessions, Deduction for Other Foreign Taxes, Common Benefits Related to excluded income, Items Related to Excluded Income Currency Foreign, Foreign Currency D Deductions Contributions to foreign charitable organizations, Contributions to Foreign Charitable Organizations Foreign taxes, Taxes of Foreign Countries and U. How to file back taxes for free S. How to file back taxes for free Possessions, Deduction for Other Foreign Taxes, Common Benefits, Publication 54 - Additional Material Housing, foreign, Foreign Housing Deduction IRA contributions, Contributions to Individual Retirement Arrangements Moving expenses, Moving Expenses, Forms To File Related to excluded income, Items Related to Excluded Income Reporting, How To Report Deductions Dependents Exemption for, Exemptions, Publication 54 - Additional Material Individual taxpayer identification number (ITIN), Social security number. How to file back taxes for free Social security number, Social security number. How to file back taxes for free Deposit of foreign currency with disbursing officer, Deposit of foreign currency with disbursing officer. How to file back taxes for free E Earned income Foreign, Foreign Earned Income, Foreign camps. How to file back taxes for free , Publication 54 - Additional Material Source of, Source of Earned Income Types of, Earned and Unearned Income, Storage expense reimbursements. How to file back taxes for free Earned income credit, Earned income credit. How to file back taxes for free , Earned income credit. How to file back taxes for free Employer-provided amounts, Employer-provided amounts. How to file back taxes for free Estimated tax, Estimated Tax Exclusion Foreign earned income, Foreign Earned Income Exclusion, When You Can Choose the Exclusion Housing, Foreign Housing Exclusion, Choosing the exclusion. How to file back taxes for free Meals and lodging, Exclusion of Meals and Lodging U. How to file back taxes for free S. How to file back taxes for free possessions, American Samoa, Guam, and the Commonwealth of the Northern Mariana Islands Exemptions Dependents, Exemptions, Publication 54 - Additional Material Spouse, Exemptions, Publication 54 - Additional Material Extensions Filing income tax return, Extensions, Return filed before test is met. How to file back taxes for free Meeting bona fide residence or physical presence test, Extension of time to meet tests. How to file back taxes for free F Fellowships, Scholarships and fellowships. How to file back taxes for free Figuring estimated tax on nonconvertible foreign income, Figuring estimated tax on nonconvertible foreign currency. How to file back taxes for free Figuring U. How to file back taxes for free S. How to file back taxes for free income tax, Figuring actual tax. How to file back taxes for free Filing information Estimated tax, Estimated Tax Filing requirements, Filing Requirements Nonresident spouse treated as resident, Nonresident Alien Spouse Treated as a Resident, Foreign earned income exclusion. How to file back taxes for free Filing requirements By filing status, Filing Requirements Foreign currency, Foreign Currency When to file and pay, When To File and Pay, Return filed before test is met. How to file back taxes for free , Publication 54 - Additional Material Where to file, Where To File, Publication 54 - Additional Material Foreign Camps, Foreign camps. How to file back taxes for free Country, defined, Foreign Country Currency, Foreign Currency Earned income, Foreign Earned Income, Foreign camps. How to file back taxes for free , Publication 54 - Additional Material Household, second, Second foreign household. How to file back taxes for free Foreign currency, deposit with disbursing officer, Deposit of foreign currency with disbursing officer. How to file back taxes for free Foreign earned income Defined, Foreign Earned Income, More information. How to file back taxes for free U. How to file back taxes for free S. How to file back taxes for free Government employees, U. How to file back taxes for free S. How to file back taxes for free Government Employees, More information. How to file back taxes for free Foreign earned income exclusion Choosing, Choosing the Exclusion, When You Can Choose the Exclusion Defined, Foreign Earned Income Exclusion Earned income credit, Earned income credit. How to file back taxes for free Foreign tax credit, Foreign tax credit or deduction. How to file back taxes for free Income received after year earned, Paid in year following work. How to file back taxes for free , Example. How to file back taxes for free Limit, Limit on Excludable Amount, Physical presence test. How to file back taxes for free , Publication 54 - Additional Material Maximum exclusion, Limit on Excludable Amount, Physical presence test. How to file back taxes for free Part-year exclusion, Part-year exclusion. How to file back taxes for free Physical presence test, maximum exclusion, Physical presence test. How to file back taxes for free Requirements, Who Qualifies for the Exclusions and the Deduction?, Foreign camps. How to file back taxes for free Revoking choice, Revoking the Exclusion Foreign housing exclusion Earned income credit, Earned income credit. How to file back taxes for free Foreign tax credit, Foreign tax credit or deduction. How to file back taxes for free Foreign housing exclusion/deduction Carryover of deduction, Carryover. How to file back taxes for free Deduction, figuring, Foreign Housing Deduction Exclusion, figuring, Foreign Housing Exclusion, Choosing the exclusion. How to file back taxes for free Housing amount, Housing Amount Housing expenses, Housing expenses. How to file back taxes for free Married couples, Married Couples Requirements, Who Qualifies for the Exclusions and the Deduction?, Foreign camps. How to file back taxes for free Second foreign household, Second foreign household. How to file back taxes for free Foreign tax credit Earned income exclusion, Foreign tax credit or deduction. How to file back taxes for free , Foreign tax credit or deduction. How to file back taxes for free Foreign taxes Credit for, Foreign tax credit. How to file back taxes for free , Taxes of Foreign Countries and U. How to file back taxes for free S. How to file back taxes for free Possessions, Deduction for Other Foreign Taxes, Common Benefits Deduction for, Taxes of Foreign Countries and U. How to file back taxes for free S. How to file back taxes for free Possessions, Deduction for Other Foreign Taxes, Common Benefits, Publication 54 - Additional Material Paid on excluded income, Foreign taxes paid on excluded income. How to file back taxes for free Form 1040-ES, Estimated Tax 1040X, Return filed before test is met. How to file back taxes for free , How To Make the Choice 1116, Credit for Foreign Income Taxes 2032, Foreign affiliate. How to file back taxes for free 2350, How to get an extension. How to file back taxes for free 2555, Choosing the Exclusion, Form 2555 and Form 2555-EZ, Form 2555 2555-EZ, Choosing the Exclusion, Form 2555 and Form 2555-EZ, Form 2555 3115, Blocked Income 3903, Forms To File 4361, Members of the Clergy 4563, American Samoa. How to file back taxes for free 4868, Automatic 6-month extension. How to file back taxes for free 673, Statement. How to file back taxes for free 8689, Non-USVI resident with USVI income. How to file back taxes for free 8822, Reminders W-4, Foreign tax credit. How to file back taxes for free Free tax services, Free help with your tax return. How to file back taxes for free Frequently asked questions (FAQs), Publication 54 - Additional Material Fulbright grant, Fulbright Grant, Publication 54 - Additional Material G General tax questions, Publication 54 - Additional Material Green card test, Resident alien. How to file back taxes for free Guam Possession exclusion, American Samoa, Guam, and the Commonwealth of the Northern Mariana Islands Residents of, Resident of Guam. How to file back taxes for free Where to file, Resident of Guam. How to file back taxes for free H Help (see Tax help) Housing Amount, Housing Amount, Self-employed and employer-provided amounts. How to file back taxes for free Deduction, Foreign Housing Exclusion and Deduction, Foreign Housing Deduction Exclusion, Foreign Housing Exclusion and Deduction, Choosing the exclusion. How to file back taxes for free Expenses, Housing expenses. How to file back taxes for free I Income Apprentices, treaty benefits for, Common Benefits Artist, Income of an artist. How to file back taxes for free Blocked, Blocked Income Community, Community income. How to file back taxes for free Corporation, Income from a corporation. How to file back taxes for free Earned, Foreign Earned Income, Foreign camps. How to file back taxes for free , Publication 54 - Additional Material Employer's property or facilities, use of, Use of employer's property or facilities. How to file back taxes for free Investment, treaty benefits for, Common Benefits Partnership, Income from a sole proprietorship or partnership. How to file back taxes for free Pensions and annuities, Pensions and annuities. How to file back taxes for free , Common Benefits Personal service, treaty benefits for, Common Benefits Professional fees, Professional fees. How to file back taxes for free Professors, treaty benefits for, Common Benefits Railroad retirement benefits, Publication 54 - Additional Material Reimbursement of employee expenses, Reimbursement of employee expenses. How to file back taxes for free Reimbursement of moving expenses, Reimbursement of moving expenses. How to file back taxes for free Rental, Rental income. How to file back taxes for free Royalties, Royalties. How to file back taxes for free Social security benefits, Publication 54 - Additional Material Sole proprietorship, Income from a sole proprietorship or partnership. How to file back taxes for free Source of, Source of Earned Income Stock options, Stock options. How to file back taxes for free Students, treaty benefits for, Common Benefits Teachers, treaty benefits for, Common Benefits Trainees, treaty benefits for, Common Benefits Unearned, Earned and Unearned Income Indefinite assignment, Temporary or Indefinite Assignment Individual retirement arrangements (IRAs), Contributions to Individual Retirement Arrangements Individual taxpayer identification number (ITIN), Social security number. How to file back taxes for free Investment income, treaty benefits for, Common Benefits IRAs, Contributions to Individual Retirement Arrangements L Limit on Foreign housing deduction, Limit Housing expenses, Limit on housing expenses. How to file back taxes for free Income exclusion, Limit on Excludable Amount, Physical presence test. How to file back taxes for free Lodging, exclusion of, Exclusion of Meals and Lodging M Married couples, Married Couples Meals and lodging, exclusion of, Exclusion of Meals and Lodging Moving Allocating expenses, Allocation of Moving Expenses Deducting expenses, Moving Expenses, Forms To File Reimbursement of expenses, Reimbursement of moving expenses. How to file back taxes for free N Nonresident spouse Social security number, Social Security Number (SSN) Treated as resident, Nonresident Alien Spouse Treated as a Resident, Foreign earned income exclusion. How to file back taxes for free Northern Mariana Islands Possession exclusion, American Samoa, Guam, and the Commonwealth of the Northern Mariana Islands Residents of, Resident of the Commonwealth of the Northern Mariana Islands. How to file back taxes for free Where to file, Resident of the Commonwealth of the Northern Mariana Islands. How to file back taxes for free P Part-year exclusion, Part-year exclusion. How to file back taxes for free Pay for personal services, Earned income. How to file back taxes for free , Common Benefits Paying U. How to file back taxes for free S. How to file back taxes for free tax in foreign currency, Paying U. How to file back taxes for free S. How to file back taxes for free tax in foreign currency. How to file back taxes for free Payment of tax, When To File and Pay Penalties and interest, Publication 54 - Additional Material Pensions and annuities Income from, Pensions and annuities. How to file back taxes for free , Common Benefits Withholding from, Withholding from pension payments. How to file back taxes for free Physical presence test 12-month period, How to figure the 12-month period. How to file back taxes for free Defined, Physical Presence Test Maximum exclusion, Physical presence test. How to file back taxes for free Meeting the requirements, Publication 54 - Additional Material Waiver of time requirements, Waiver of Time Requirements, U. How to file back taxes for free S. How to file back taxes for free Travel Restrictions Professors, treaty benefits for, Common Benefits Publications (see Tax help) Puerto Rico Possession exclusion, Puerto Rico and U. How to file back taxes for free S. How to file back taxes for free Virgin Islands Residents of, Puerto Rico. How to file back taxes for free Q Questions and answers, Publication 54 - Additional Material R Railroad retirement benefits, Publication 54 - Additional Material Reimbursement Accountable plan, Accountable plan. How to file back taxes for free Employee expenses, Reimbursement of employee expenses. How to file back taxes for free Moving expenses, Reimbursement of moving expenses. How to file back taxes for free Resident alien defined, Resident alien. How to file back taxes for free Revoking choice to exclude, Revoking the Exclusion S Scholarship and fellowship grants, Publication 54 - Additional Material Scholarships, Scholarships and fellowships. How to file back taxes for free Second foreign household, Second foreign household. How to file back taxes for free , Married Couples Self-employment tax Clergy, Members of the Clergy Exemption from, Exemption From Social Security and Medicare Taxes How to pay, Publication 54 - Additional Material Who must pay, Who Must Pay Self-Employment Tax? Social security and Medicare taxes, Social Security and Medicare Taxes Social security benefits, Publication 54 - Additional Material Social security number Dependents, Social security number. How to file back taxes for free Nonresident spouse, Social Security Number (SSN) Source of earned income, Source of Earned Income Spouse, exemption for, Exemptions, Publication 54 - Additional Material Students, treaty benefits for, Common Benefits Substantial presence test, Resident alien. How to file back taxes for free T Taiwan, American Institute in, American Institute in Taiwan. How to file back taxes for free Tax help, How To Get Tax Help Tax home, Tax Home in Foreign Country, Temporary or Indefinite Assignment Tax treaties Benefits of, Common Benefits, More information on treaties. How to file back taxes for free Competent authority assistance, Competent Authority Assistance Determining residence, Special agreements and treaties. How to file back taxes for free Obtaining copies of, Obtaining Copies of Tax Treaties Purpose of, Purpose of Tax Treaties Teachers, treaty benefits for, Common Benefits Temporary assignment, expenses, Temporary or Indefinite Assignment Totalization agreements, Bilateral Social Security (Totalization) Agreements Trainees, treaty benefits for, Common Benefits Travel restrictions, U. How to file back taxes for free S. How to file back taxes for free Travel Restrictions Treaties (see Tax treaties) TTY/TDD information, How To Get Tax Help U U. How to file back taxes for free S. How to file back taxes for free Government employees, U. How to file back taxes for free S. How to file back taxes for free Government Employees, More information. How to file back taxes for free U. How to file back taxes for free S. How to file back taxes for free Virgin Islands Possession exclusion, Puerto Rico and U. How to file back taxes for free S. How to file back taxes for free Virgin Islands V Virgin Islands Nonresidents of, Non-USVI resident with USVI income. How to file back taxes for free Residents of, Resident of U. How to file back taxes for free S. How to file back taxes for free Virgin Islands (USVI). How to file back taxes for free Where to file, Resident of U. How to file back taxes for free S. How to file back taxes for free Virgin Islands (USVI). How to file back taxes for free W Waiver of time requirements, Waiver of Time Requirements, U. How to file back taxes for free S. How to file back taxes for free Travel Restrictions When to file and pay, When To File and Pay, Return filed before test is met. How to file back taxes for free , Publication 54 - Additional Material Where to file Claiming exclusion/deduction, Where To File Commonwealth of the Northern Mariana Islands residents, Resident of the Commonwealth of the Northern Mariana Islands. How to file back taxes for free Guam residents, Resident of Guam. How to file back taxes for free No legal residence in U. How to file back taxes for free S. How to file back taxes for free , Where To File Virgin Islands residents, nonresidents, Resident of U. How to file back taxes for free S. How to file back taxes for free Virgin Islands (USVI). How to file back taxes for free Withholding Income tax, Income Tax Withholding , Publication 54 - Additional Material Pension payments, Withholding from pension payments. How to file back taxes for free Prev  Up     Home   More Online Publications
Español

Weigh Your Options

Fixed rate and adjustable rate mortgages are the two main types of mortgages, but there is a wide variety of other mortgage products available. Below are pros and cons of just a few of the mortgage products you may want to consider.

Type of Mortgage

Pros Cons
Fixed-rate mortgage No surprises The interest rate stays the same over the entire term, usually 15, 20 or 30 years. If interest rates fall, you could be stuck paying a higher rate.
Adjustable-rate (ARM) or variable-rate mortgage Usually offers a lower initial rate of interest than fixed-rate loans. After an initial period, rates fluctuate over the life of the loan When interest rates rise, generally so do your loan payments.
FHA (Federal Housing Administration) loan Allows buyers who may not qualify for a home loan to obtain one Low down payment. The size of your loan may be limited.
VA loan Guaranteed loans for eligible veterans, active duty personnel and surviving spouses Offers competitive rates, low or no down payments. The size of your loan may be limited.
Balloon mortgage Usually a fixed rate loan with relatively low payments for a fixed period. After an initial period, the entire balance of the loan is due immediately This type of loan may be risky for some borrowers.
Interest-only Borrower pays only the interest on the loan, in monthly payments, for a fixed term. After an initial period, the balance of the loan is due. This could mean much higher payments, paying a lump sum or refinancing.
Reverse mortgage Allows seniors to convert equity in their homes to cash; you don't have to pay back the loan and interest as long as you live in the house. Subject to aggressive lending practices and false advertising promises, particularly by lenders that prey on seniors. Check to make sure the loan is Federally insured.

The How To File Back Taxes For Free

How to file back taxes for free Publication 536 - Additional Material Prev  Up  Next   Home   More Online Publications